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Normal RoI ranges between 3.3% ~ 4.8% and is subject to peer-to-peer market variations.
ZOPA was the first P2P lender in the UK. It was created in London by Giles Andrews, James Alexander, Richard Duvall, David Nicholson, Tim Parlett
In 2011 the Peer-to-Peer Finance Association was established, with Zopa as a founding member.
Zopa has a yearly get-together in Central London for its lenders so they can all swap business cards
ZOPA stands for Zone Of Possible Agreement, a negotiating term identifying the bounds within which agreement can be reached between two parties.